The months of 2025 are flying by, so why not finish the year in optimal form by ensuring all your health checks are up to date? If you have extras cover with HCF the limits will reset when the clock ticks over to 1 January.

Extras cover can help reduce some non-hospital related, out-of-pocket expenses. They are a rewarding part of the health cover that you’ve paid for, so it’s important to make the most of them. Ensuring you use your extras provides even more value for money.

Now is the time to make sure you’ve used all your health insurance extras.

Here are five ways you could use your extras benefits before they reset.

1. Book a dental appointment

Regular dental check-ups help you maintain healthy teeth and gums. If you visit an HCF Dental Centre, you’ll get high-quality treatment with one or two check-ups a year at no cost and 100% back* on a range of dental services, including fluoride, and a scale and clean.

2. Check your eyesight

Regular eyesight checks can detect eye health concerns before they become an issue. These checks are important if you work at a computer or have a lot of screen time. Medicare may cover your eye test if you’re eligible. With HCF extras cover, you can get 100% back* on a range of prescription glasses (excluding certain add-ons), plus you can also get free digital retinal imaging with your eye test.

3. Care for your muscles

Are you suffering from neck and shoulder pain? You may be able to claim physio treatments for body aches and pains. On the first appointment, eligible HCF members may also get 100% back* at selected providers.

4. Maintain optimal balance

Low-impact disciplines, breathing exercises and meditation help to improve your physical and mental health. HCF now covers claims for yoga, Pilates and tai chi as part of eligible members’ Health Management Program. If your GP or allied health professional has recommended one of these exercise programs to treat a specific medical condition, you may be able to claim towards the cost.

5. Improve your diet

Diet influences your physical and mental health, and a dietitian can provide personalised meal plans and advice, as well as help with weight management. Your extras cover may include dietetics that can help set the foundations for a healthy diet so you can start the new year feeling better.

Extras products can be tailored to suit your needs, but as the end of year is fast approaching, make the most of your extras before New Year’s Day.

Benefits for CA ANZ members

HCF is the health insurance partner of the CA ANZ Member Benefits Program. To find out more, click here.